Your CURRENT pre-reform auto insurance policy pays for medical expenses under Personal Injury Protection (PIP) coverage. This auto PIP medical coverage is UNLIMITED. It also provides broader coverage than a medical/health insurance policy as follows:
- Medical Expenses – unlimited
- Work Loss (reimburse for lost wages)
- Attendant care (assistance with activities of daily living).
- Replacement Services (household activities you can no longer perform).
- Survivor Benefits