Your CURRENT pre-reform auto insurance policy pays for medical expenses under Personal Injury Protection (PIP) coverage. This auto PIP medical coverage is UNLIMITED. It also provides broader coverage than a medical/health insurance policy as follows: Medical Expenses – unlimited Work Loss …
Michigan Auto Insurance Reform
When my auto policy renews after July 2, 2020 will it look different?
Yes, when your policy renews after July 2nd it will list four parts for Personal Injury Protection: Allowable Expenses (Medical expenses, attendant care, and funeral expenses) Work Loss (reimburse for lost wages) Replacement Services (household activities you can no longer perform) …
My auto insurance policy currently has the required unlimited medical benefits. Can I choose lower medical coverage with the new Auto Insurance Reform?
Yes when your auto policy renews after July 2, 2020 you can choose lower coverage for medical benefits, called “Allowable Expenses”, or you can continue with unlimited medical coverage. …
