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Southwest Michigan Insurance

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Michigan Auto Insurance Reform

January 29, 2020 By

Before Auto Insurance Reform begins does my separate medical/health insurance offer the same coverage as my auto insurance medical protection (PIP- personal injury protection)?

Your CURRENT pre-reform auto insurance policy pays for medical expenses under Personal Injury Protection (PIP) coverage.  This auto PIP medical coverage is UNLIMITED. It also provides broader coverage than a medical/health insurance policy as follows: Medical Expenses – unlimited Work Loss  …

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January 29, 2020 By

When my auto policy renews after July 2, 2020 will it look different?

Yes, when your policy renews after July 2nd  it will list four parts for Personal Injury Protection: Allowable Expenses (Medical expenses, attendant care, and funeral expenses) Work Loss (reimburse for lost wages) Replacement Services (household activities you can no longer perform) …

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January 29, 2020 By

My auto insurance policy currently has the required unlimited medical benefits. Can I choose lower medical coverage with the new Auto Insurance Reform?

Yes when your auto policy renews after July 2, 2020 you can choose lower coverage for medical benefits, called “Allowable Expenses”,  or you can continue with unlimited medical coverage. …

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720 St. Joseph Drive, St. Joseph, MI 49085
Phone: (269) 983-7161, Fax: (269) 983-7349
Email: AgencyMail@ciainsurancemi.com
Hours: M-F 9 AM to 5 PM or by appointment

Combined Insurance Agencies

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720 St. Joseph Drive,
St. Joseph, MI 49085

 
Phone: (269) 983-7161
Fax: (269) 983-7349

 
Hours: M-F 9 AM to 5 PM
or by appointment

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